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10 ways to reduce your energy bills

by Holly Smart | Nov 10, 2022 | Community, Environmental Permitting, Miscellaneous

10 simple ways to cut your carbon footprint and reduce your energy bills Reducing your energy consumption can be a great way to cut your carbon footprint, lessening your personal impact on the environment and potentially helping to limit the devastating effects of...

Pension lifetime allowance – how it affects you -18TH OCTOBER 2022

by Holly Smart | Nov 3, 2022 | Community, Family Protection, Financial Planning, Pensions, Retirement Planning, Savings & Investments

Pension lifetime allowance – how it affects you In his 2021 Budget, the Chancellor announced a five-year freeze on the lifetime pension allowance. What does this mean for you and your retirement fund? What is the lifetime pension allowance? The lifetime pension...

Cost of living focus summary

by Holly Smart | Sep 12, 2022 | Community, Financial Planning, Miscellaneous

Energy costs statement 8 September 2022 After a prolonged period of speculation, the new Prime Minister Liz Truss has announced preliminary details of how the government plans to deal with the energy price crisis. In late May this year, the then Chancellor, Rishi...

Talking to kids about the value of money

by Holly Smart | Aug 25, 2022 | Community, Financial Planning, Savings & Investments

After seeing their six-year-old son’s birthday list, Liz and Dan have realised it’s high time they started teaching Archie about the value of money. It’s true they both have reasonably well-paid jobs and only the one child but, even so, a Saint Bernard puppy, a quad...

How to save for a house deposit

by Holly Smart | Aug 18, 2022 | Community, Financial Planning, Mortgages, Savings & Investments

First time buyers guide to saving for a deposit When preparing to buy your first home, saving for a deposit can be a difficult process. As house prices, inflation, cost of living and mortgage rates increase, it can mean that some mortgage lenders may require larger...

Credit Scores

by Holly Smart | Jun 9, 2022 | Community, Financial Planning, Savings & Investments

Why homebuyers need to check their credit score Carly and Steve made serious sacrifices to save a deposit for their first home. To cut costs, they moved from their two-bedroomed flat in the centre of Manchester to a studio flat in one of the less well-regarded...

10 ways to reduce your energy bills

Pension lifetime allowance – how it affects you -18TH OCTOBER 2022

Cost of living focus summary

Talking to kids about the value of money

How to save for a house deposit

Credit Scores

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