Mortgages

  1. Home
  2.  » Mortgages

“Clear, expert advice to help you find the right mortgage”

Getting a mortgage is an exciting step towards buying a new home. But, the mortgage landscape in the UK has changed radically in the last five years, with the much discussed ‘credit crunch’ causing lenders to be much more prudent when choosing who to lend to, how much they’re prepared to lend and on what terms.

The good news is that there are still a lot of mortgage products out there. However, for first-time buyers and existing home-owners alike, finding the right mortgage can still be a daunting task.

How much should you save?
What are your goals?
Will you be able to maintain or improve your current lifestyle?
What will your day to day retirement living expenses be?
How will current interest rates or future tax rates affect your pension?

saving for a rainy day

Cutting the Confusion from Mortgages

How much can you borrow?
How much can you afford to repay?
Repayment? Interest only? Fixed rate, variable rate or a tracker?
Which mortgage lender is right for you?

Mortgages can be confusing, even for experienced home buyers, with a wide range of options for first-time buyers, home-movers and those looking to re-mortgage their property.

Choosing a mortgage is often the biggest financial commitment that people make in their lives. As a major part of your overall financial situation, selection of the right mortgage choice will affect not only your day-to-day living, but your longer term financial circumstances and retirement plans.

Mortgage Services

Unlike banks, Ewing Associates can show you a range of mortgages available from numerous providers. We’ll explain the benefits and drawbacks of each and ensure that you enter, what could be the most expensive purchase of your life, with confidence.

Ewing Associates’ knowledge of the mortgage market is extensive, so we’re able to offer clear, expert advice and help to find the right mortgage – for you.

For more information or to arrange a meeting, contact us.

Your home may be repossessed if you do not keep up repayments on your mortgage.